Benefits of HealthSource RI for Employers Program

HealthSource RI for Employers is Rhode Island’s official health marketplace for small group health insurance options and one of the best-functioning small business exchanges (per capita) in the United States. Our trusted partners for medical and dental plans include Blue Cross Blue Shield of Rhode Island, Neighborhood Health Plan of Rhode Island, UnitedHealthcare, Blue Cross Dental, Delta Dental, Guardian, and soon to be added, Dentegra.

HealthSource RI’s Full Employee Choice program gives employers maximum flexibility in customizing health plan offerings for their employees. It is the exclusive source for multi-carrier options, and a defined contribution feature lets employers set contribution tiers for employee tenure or classification.

What Business Owners Need To Know

• Business owners can offer a wide range of plans using a defined contribution model.
• Employees and their families have an unprecedented degree of freedom and choice.
• Employer contribution can be based on current plan or a cost range they can afford.
• Employees choose from any of the plans offered to best meet their needs and budget.
• Customer support is available and ongoing to help employers and employees find the health coverage that best fits their needs and their budget.

The primary goals of the program are to help employers manage healthcare costs, promote a healthy workforce, and eliminate obstacles to getting healthcare coverage. Business owners consistently list employee healthcare as one of their top expenses. There is no downside to looking at the options through HealthSource RI because pricing is the same, by law, both on and off the exchange.

Small Businesses Profiles of HealthSource RI Customers

Farm Fresh Rhode Island Farmer’s Market

Farm Fresh Rhode Island founded in 2004, is a local non-profit is devoted to growing Rhode Island’s local food system. Farm Fresh currently employs 17 full-time employees and 20 part-time employees. “One of the goals of Farm Fresh Rhode Island is to empower consumer choice in the food system. Being able to give our employees that same freedom of choice with health insurance felt completely in line with our values,” said Co-Executive Director of Farm Fresh, Jesse Rye.

Farm Fresh was introduced to the program by broker Jeff Brier from Brier & Brier who has been working with Farm Fresh for over five years. Jeff Brier is a certified HealthSource RI broker who has worked with several non-profits in the community.

In the past, Farm Fresh offered one health insurance plan for all employees. Today, through HealthSource RI’s Full Employee Choice program, Farm Fresh RI’s employees choose a plan that best fits their needs from a range of plans and carriers.

Eagle Cornice’s Corporate Project for Kent County YMCA

Eagle Cornice is a commercial industrial roofing and sheet metal contractor, operating on high-profile jobs in Rhode Island including T.F. Green Airport, Rhode Island Convention Center, and the Westin Hotel. Founded in 1901 by Simon Strauss, Eagle Cornice has been a family business for three generations.

Today David Soccio, Larry Brillon and Jon Hogberg continue the company’s legacy of providing professional roofing and architectural sheet metal services at competitive prices to commercial, industrial, and residential customers throughout New England.

“The team came to our office and met one-on-one with our employees, explaining various plans and costs associated with each. We are very satisfied. The variety of options allows employees to choose the health plan that meets their needs,” said Soccio.

Beginning in 2016, HealthSource RI will expand their plan offerings to over 24 health plans and 7 dental plans. “I feel that the more options, the better–especially since historically we have only had two or three plans to choose from,” said Soccio.

For more information on HealthSource RI:

Visit the newly redesigned website (HealthSourceRI.com/Employers) for 2016 plan rates and detailed information on available options. HSRI has also launched a Facebook page for employers and brokers that highlights Rhode Island businesses using the program, their success stories and other important news and events (www.facebook.com/HealthSourceRIforEmployers).

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